Debt Burden Ratio (DBR) & DTI Calculator

International & UAE presets. Add all monthly commitments and see your ratio instantly.

100% client-side. Your data never leaves your device.

Preset changes the benchmark cap & labels; you can override.

We’ll flag if your ratio exceeds this cap.

Monthly Income

Use gross monthly income unless your lender specifies net.

Monthly Commitments

Type Amount / mo

Include all fixed monthly payments: loans, minimum card payments, BNPL, etc. Toggle “Housing” if you follow front-end vs back-end DTI.

Total Income
0 AED
Total Monthly Debt
0 AED
DBR
0.0%
Cap: 50% OK

Summary

Preset
UAE — DBR
Currency
AED
Income / mo
0 AED
Debt / mo
0 AED
Ratio
0.0% (DBR)
Benchmark cap
50%

This is an educational estimate. Lender calculations and eligibility rules may differ by institution and jurisdiction.